I have many friends in the whole life industry and so I get into the term vs. whole life debate on a regular basis. While I don't take the arguments personally I have found through extensive research that there is absolutely no good reason to ever buy whole life insurance, ever, under any situation. In this video we discuss problem number one: Price. You'll also notice the massive commissions generated which I feel have more to do with the agents recommending whole life than any heartfelt desire to help anyone.