If you've ever applied for a mortgage or even if you have a credit card, you've likely been solicited for mortgage insurance or credit protection or some other type of program that supposedly protects your family.  In the video below Travis Strain, a Certified Financial Planner from Langley, British Columbia, explains quickly the difference between credit/mortgage life insurance and actual personal life insurance.
If you are curious and want to learn more, watch this 19 minutes investigative report by CBC on mortgage insurance and how it can leave families financially devasted.